Why Dagel Financial?
Dagel Financial takes pride in providing advice that places clients first. As a Fiduciary, we strive to increase our client’s chances of achieving their financial goals by providing sound advice while trying to minimize risks and keep cost low.
Our advice is always developed with the client's best interest in mind.
In order to achieve this level of objectivity, we do not accept any compensation from third-parties. Instead, we charge an hourly or flat fee for our service because we believe commissions and percentages on assets can cloud the advisor’s objectivity. We believe our fees should reflect services rendered rather than be based on the client’s investable assets or net worth.
Finally, we believe that while we can’t guarantee returns, we can certainly manage costs and risks. For this reason, we always look for low cost/value alternatives and recommend low risk solutions within the clients individual risk tolerance.
Daniel Elie, President, Founder and Principle of Dagel Financial, is a CFP practitioner with over 20 years of experience who swears by the code of ethics of the CFP Board.
CFP®, LL.M., M.B.A.
Principal/Founder of Dagel Financial
A CERTIFIED FINANCIAL PLANNER™ practitioner with more than two decades of experience, Daniel Elie has passed through rigorous education, examination and experience requirements. He maintains an ongoing continuing education program and swears to the CFP Board’s Code of Ethics.
Comprehensive training as well as decades of experience have culminated in expertise in all aspects of financial planning including investing, insurance, income and estate tax planning, divorce planning, and retirement plans. Added to his financial planning knowledge, Daniel Elie also possesses an M.B.A. and a Masters of Law degree that give an added, solid foundation to draw from in leading the firm in serving its clients. As a result, Daniel Elie has been able to and continues to assist many clients maximize their possibilities of achieving their financial goals by ensuring they avoid the most common planning mistakes. However, the firm provides no legal or tax advice.
He is committed to providing objective advice at a low cost. For this reason, Dagel Financial operates by providing the hourly and flat fee service models which require that planners accept no commissions or third-party compensation. Instead, Dagel Financial is paid directly by clients only for services and advice rendered. This approach ensures that the firm’s guidance is straightforward and honest.
Dagel Financial is a pioneer in the exclusive use of the Hourly or Flat fee schedule for providing financial planning advice in Miami since 2003. We believe we have a responsibility to charge fees based on the value of the services rendered rather than on what we think the client can afford to pay.
HOURLY OR FLAT FEE FINANCIAL PLANNING ADVICE SINCE 2003
Dagel Financial is one of the few if not the only Registered Investment Advisor firm in Miami that charges exclusively on an hourly or flat fee basis. We believe it costs our clients much less to evaluate and implement our recommendations than to pay the one-time commission or on-going annual percentage on assets charged by traditional financial consultants.
Our hourly or flat fees are typically 3 to 5 times lower than commissions or fees based on a percentage of assets. We pride ourselves on having a solid reputation for delivering dependable financial advice for a reasonable fee and recommending affordable solutions. Finally, we believe financial planning should be accessible to all people, especially those who see value in working with a CERTIFIED FINANCIAL PLANNER™ practitioner and Fiduciary.